Natalia & Giorgio

From Sleepless Nights to Financial Freedom: The $74,000 Passive Income Story You’ll Never Forget

From Russia with Dreams: Natalia’s Journey to Australia

At just 17, Natalia made the bold decision to leave her home in Russia and travel to Australia. Her parents, who worked tirelessly to provide her and her siblings with opportunities, had instilled in her the value of hard work and high expectations.

“I came from a very loving family and money wasn’t really an issue for us,” Natalia shared. However, her family’s efforts to send her abroad came with an unspoken expectation of success.

“Perfectionism is something that I’ve acquired because I never wanted to disappoint them,” she admitted.

Despite her young age, Natalia quickly settled into life as an international student. Within just a few years, she decided to stay and build her life in Australia. By 21, she had already graduated university and purchased her first home off the plan – an impressive feat for someone on a temporary visa.

She balanced paying the mortgage with her burgeoning career, checking all the boxes society had laid out for her. “I thought I was doing the right thing,” she reflected, “everything that a society expects from us.”

Yet, behind her accomplishments, Natalia’s inner world told a different story.

By 29, she had a leadership role in a prestigious online business school, a large family home and a child on the way. On the surface, her life seemed perfect. But inside, she felt isolated and unhappy. “I felt like this bird in a golden cage where everyone was happy for me, but they really didn’t know what was going on inside,” she explained.

Natalia’s life reached a turning point as she entered her 30s. She found herself at a crossroads, realising she needed to prioritise her own happiness and well-being.

This decision marked the beginning of a new chapter, one where she would learn to rebuild, heal and discover a new path forward.

A Greek Boy’s Tale: Giorgio’s Path to Change

In stark contrast to Natalia’s story, Giorgio spent most of his early life close to home. As a “typical young Greek boy,” he lived with his parents until he was 30.

Giorgio grew up in a household where money was a constant topic of discussion. “My mum stayed at home to raise my brother and me, while Dad worked full-time,” he shared.

His parents prioritised providing a private school education for their children, often sacrificing their own comfort to make it happen.

Giorgio learned early on that financial stability didn’t come easily. Watching his parents struggle to make ends meet left a lasting impression on him.

“I always thought I don’t want to be in that position,” he recalled, determined to forge a different path for his future.

In his 20s, Giorgio committed himself to relentless hard work. For an entire decade, he worked seven days a week, juggling a bank job and a weekend role at Coles.

His goal was simple: to save enough money to invest in his future.

“I worked seven days a week for 10 years,” he said, laughing about how his younger self had no time for anything but work.

Despite his focus on financial independence, Giorgio didn’t initially pursue investment opportunities.

It wasn’t until he met Natalia that he started to think seriously about building wealth through real estate.

Their meeting set the stage for a partnership that would change both their lives, combining Giorgio’s financial discipline with Natalia’s bold vision. Together, they would find a way to transform their lives and the lives of others, through strategic property investments.

Two Worlds Collide: A Love Story Meets Real Estate

When Natalia and Giorgio first met, they seemed like opposites in many ways. She was the adventurous one, already experienced in taking risks and navigating the unknown.

He was the grounded one, focused on stability and security. Yet, their differences complemented each other perfectly, creating a balance that would become the foundation of their future success.

Life wasn’t without its challenges, though.

As a couple, they faced the same pressures and disagreements that any partnership endures. At one point, Natalia decided to take a day off from their mortgage broking business – a decision that led to a pivotal moment in their journey.

“I spent the day looking for things,” she said. During her search, Natalia came across the I Love Real Estate Community on Instagram.

“I felt connected,” she shared. And without hesitation she signed up for a conference starting the very next day.

Although Giorgio was initially skeptical, Natalia convinced him to join her for the weekend conference.

By the end of the event, they both felt an undeniable pull toward the program. “We decided it was the right choice for us,” Natalia said. The couple joined the Platinum program in April 2023, determined to make the most of the resources and coaching it offered.

Their decision to join wasn’t just about learning how to invest in property, it was about creating a better future for themselves and their growing family.

With the support of their Platinum Coach and the I Love Real Estate Community, Natalia and Giorgio began to map out a strategy that would transform their financial outlook.

Rock Bottom to Rebirth: Natalia’s Brave Choices

For Natalia, the road to transformation was anything but smooth.

After years of feeling trapped in a toxic marriage, she faced the daunting decision to leave.

“The only choice I had was to disappoint everyone and please myself,” she said. This bold step came with challenges.

Natalia had to justify her decision to family members who didn’t understand, all while dealing with chronic fatigue, low self-esteem and the lingering effects of postnatal depression.

Despite these obstacles, Natalia’s resilience and determination shone through. She began to rebuild her life, one step at a time.

A key turning point in her journey was embracing personal development and healing.

Natalia sought out therapy, coaching and even a session with a psychic to gain clarity and let go of her past.

“It was a lot of work,” she admitted, “but it was worth it.” These efforts helped her uncover inner strength and redefine her vision for the future.

Joining the Platinum Coaching Program and the I Love Real Estate Community marked the next phase of her rebirth.

The program gave her the tools and knowledge to take control of her financial future, but it also provided a supportive network.

With her newfound clarity and determination, Natalia was ready to embrace bold, strategic steps to achieve her dreams. “The support of the community and the guidance of my coach made all the difference,” she said.

This environment gave her the confidence to turn her ambitions into actionable goals, proving that even the hardest challenges can lead to incredible growth.

Finding the Key: How I Love Real Estate Changed Their Path

The I Love Real Estate Community became a true turning point in Natalia and Giorgio’s lives. Through the program, they were not only equipped with the strategies and skills to succeed in property investment but were also empowered to take action.

The community’s emphasis on education and support resonated deeply with the couple, providing them with tools to make smarter, more informed decisions.

Their Platinum Coach was instrumental in shaping their journey. “We decided our goal was cash flow,” Natalia explained.

Together, they set an ambitious target: achieving $500,000 in five years through property investments and other avenues.

With this clear vision, Natalia and Giorgio were motivated to break free from their comfort zones and work toward a brighter future.

Mindset, they discovered, was the cornerstone of their success. Natalia shared how pivotal it was to embrace a growth-oriented outlook. “Mindset is everything,” she emphasised.

By attending sessions, listening to inspiring success stories and diving into the educational resources, they learned to overcome self-doubt and believe in their potential.

“We’re not special, we’re just like everyone else, but we worked on our mindset and everything became possible.”

The community provided more than just practical knowledge, it offered a sense of belonging and encouragement.

Through shared experiences with others on similar journeys, Natalia and Giorgio found motivation and clarity.

They realised that achieving their dreams wasn’t about luck or extraordinary talent; it was about persistence, self-belief and utilising the right support system.

Their journey with the I Love Real Estate Community marked the beginning of an exciting new chapter, where their goals felt not only achievable but inevitable.

Rooming House Revolution: The First Deal

With newfound clarity and a strong foundation, Natalia and Giorgio embarked on their first major real estate project.

Their goal was simple but ambitious: to create a property that would generate positive cash flow while addressing a community need.

After carefully considering their options, they decided to convert a six-bedroom home into a nine-bedroom rooming house – a concept that offered both financial returns and social impact.

The project wasn’t without its hurdles. “The property was two hours away from where we live,” Natalia explained, noting the logistical challenges of managing a renovation remotely.

They only visited the site four times during the entire process but made up for the distance by assembling a reliable team of contractors and using technology to their advantage.

“We installed cameras on-site,” Natalia added, “to monitor progress and ensure everything stayed on track.”

Creativity and resourcefulness were key to the project’s success. The couple reimagined the property’s layout to maximise its potential, converting a living room into two bedrooms and reworking other spaces to fit their vision.

“We wanted to be conservative with our conversion costs,” Natalia said, highlighting their careful budgeting approach. Despite these cost-conscious efforts, the end result was impressive.

By the time the renovation was complete, the property was generating $40,000 in positive cash flow annually. But for Natalia and Giorgio, the impact went beyond numbers.

“We like the idea of being part of the solution to the housing shortage,” they shared, proud of how their project offered affordable accommodations to tenants in need.

This first deal not only validated their decision to pursue real estate investing but also gave them the confidence to dream bigger.

It set a strong foundation for future projects, proving that with determination and the right strategies, they could achieve both financial success and social good.

Bigger and Better: The Second Property Conversion

Following the success of their first rooming house, Natalia and Giorgio were eager to take on a bigger challenge.

The second property presented a unique opportunity: a five-bedroom home with the potential to be transformed into a six-bathroom rooming house with disability access.

This ambitious project required a more extensive renovation, but the couple was ready to put their growing experience to the test.

The process began with meticulous planning. “We wanted to create a property that was not only functional but also inclusive,” Natalia explained.

They worked with their team to reconfigure the property’s layout, turning existing spaces into multiple bathrooms and creating accessible features like ramps and wider doorways.

“It was important to us that the property could serve a diverse range of tenants.”

Despite the complexity of the renovation, the couple managed to stay on budget and timeline. They credited their success to their Platinum Coach’s guidance and the lessons they had learned from their first project.

“We knew what to expect this time and that made all the difference,” Natalia said. By the time the project was completed, the property was generating $74,000 in annual passive income. A significant leap from their first deal.

This second property solidified Natalia and Giorgio’s confidence in their abilities and reaffirmed their commitment to making a positive impact through real estate.

“We’re not just building wealth; we’re building a better future for our family and our community,” they shared.

With two successful projects under their belt, the couple was ready to dream even bigger.

Manifesting the Future: A Vision Realised

By this stage in their journey, Natalia and Giorgio had already achieved impressive results, but they knew they were just getting started.

At an I Love Real Estate Platinum conference, the couple participated in a visualisation exercise, imagining what their lives would look like five years into the future.

“We brought props to represent our vision,” Natalia laughed, recalling how they showcased their dreams of five properties, thriving businesses and a bigger family.

The power of visualisation proved transformative. Shortly after the conference, Natalia discovered she was pregnant again. A joyful reminder that their dreams were manifesting in both expected and unexpected ways.

“It was such a special moment for us,” Giorgio added, reflecting on how far they had come.

The couple’s future goals include creating a sustainable lifestyle. They envision living off-grid on a hobby farm, homeschooling their children and giving back to the community.

Their mortgage broking business has already started donating a percentage of profits to charitable causes and they hope to expand their contributions as their passive income grows.

“We want to help others, especially kids and women rebuilding their lives.”

Their journey is a testament to the power of mindset, community and perseverance.

Natalia and Giorgio are proof that with determination and the right support, it’s possible to turn even the most ambitious dreams into reality.

Their story inspires others to take the leap, embrace change and trust that they, too, can build a brighter future.

Giving Back: A Purpose-Driven Life

Beyond their real estate success, Natalia and Giorgio have cultivated a deep passion for giving back to the community.

From the very beginning of their journey, they knew they wanted their work to have a positive impact beyond just financial gain.

One of their primary initiatives is donating 1% of the profits from their mortgage broking business to charitable causes. “It’s not just about building wealth for ourselves,” Giorgio shared. “We want to help others who might be going through challenges like we did.”

They have focused much of their giving on supporting broken families and empowering women to rebuild their lives, drawing from Natalia’s own experiences of overcoming hardship and starting anew.

Their contributions don’t stop at financial donations. Natalia and Giorgio are passionate about inspiring others to dream bigger and believe in themselves. They frequently share their story, offering mentorship and encouragement to those just starting their journeys.

“We want to show people that it’s possible to come from a tough place and still achieve incredible things,”

As their passive income continues to grow, Natalia and Giorgio are determined to expand their efforts. They hope to create larger, community-focused initiatives that support housing, education and empowerment programs.

“For us, giving back is the ultimate measure of success,” Natalia concluded.

Their commitment to making a difference underscores the true purpose behind their journey – building a legacy that goes far beyond financial success.

Lessons from Natalia and Giorgio: Mindset Is Everything

If there’s one key takeaway from Natalia and Giorgio’s journey, it’s that mindset truly is everything. The couple firmly believes that their ability to embrace change, overcome challenges and pursue their dreams stemmed from their decision to work on their mindset first.

“We weren’t born special or lucky,” Natalia said. “We just made a choice to believe in ourselves and do the work.”

One of their biggest pieces of advice is to embrace vulnerability. Sharing their struggles and successes with others not only helped them stay accountable but also inspired countless people in their community.

“It’s important to be honest about the roadblocks you face, that’s how you grow and learn from them.”

Looking ahead, Natalia and Giorgio’s vision for the future is rooted in sustainability, harmony and connection. They dream of living off-grid on their hobby farm, growing their own food and teaching their children the value of hard work and self-sufficiency.

Real estate will remain a central part of their strategy, providing both financial security and opportunities to create lasting impact.

Ultimately, their story is a powerful reminder that success is about more than just wealth or achievements. It’s about building a life that aligns with your values, uplifts others and allows you to grow into the best version of yourself.

Natalia and Giorgio’s journey inspires others to take that first step, work on their mindset and trust that anything is possible with perseverance and belief.

“We weren’t born special or lucky, we just made a choice to believe in ourselves and do the work.”

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These stories and the results in them were captured at a specific point in time. The real estate market and the investing strategies used to succeed are constantly changing. The achievements and results of these investors may have changed since these stories were recorded. Each of these investors engaged in in-depth training, coaching and mentoring to be able to achieve these results. Their results are not typical and should not be taken as a guarantee of the results you may achieve. Your personal results will be in-line with the training, education and hard work that you personally conduct.

“The support of the community and the guidance of my coach made all the difference.”

Results

PRE-ILRE

PPR
Value: $0
Equity: $0
Cashflow: $0

All Investment Properties
Value: $1,255,000
Equity: $480,000
Cashflow: – $30,000 (negative)

SMSF
Value: $230,000

Total
Value: $1,485,000
Equity: $480,000
Cashflow: – $30,000 (negative)


POST-ILRE

PPR
Value: $0
Equity: $0
Cashflow: $0

All Investment Properties
Value: $2,825,000
Equity: $1,521,600
Cashflow: $102,473

SMSF
Value: $250,000

Total
Value: $3,075,000
Equity: $1,521,600
Cashflow: $102,473