They just wanted to dig themselves out of the financial hole they were in, grow their wealth, replace their income and enjoy a lifestyle of freedom and abundance.
Seamus’ journey to success begins in 2001, with a leap of faith from the warm shores of the Caribbean to the bustling opportunities of Australia. “I came to Australia in 2001. I’m originally from the Caribbean. Work brought me over,” he explained during his heartfelt presentation.
With a big corporate opportunity calling his name, Seamus embraced the challenge and started climbing the corporate ladder.
The transition wasn’t without its challenges.
Moving to a new country meant adapting to unfamiliar systems, cultures, and environments. Yet, Seamus approached each hurdle with determination.
“We had to start from scratch,” he shared. “Everything was new, and there was so much to learn, but I was excited about the possibilities.”
His hard work paid off as he steadily advanced in his career, gaining respect and recognition in the corporate world.
Back then, life was about achieving what society called success. Seamus shared how he and his wife worked diligently to build their careers, following the conventional path of securing promotions and financial stability.
“We were just, you know, doing the right thing, building our careers, thinking the rest will take care of itself,”
Despite their success, Seamus began to notice cracks in the plan.
The long hours and corporate pressures left little room for family or personal exploration.
Beneath the surface, he sensed that something was missing. This realization would set the stage for a life-changing discovery.
When Seamus and his wife first arrived in Australia, they needed a place to call home. Renting was their first step, but soon the question arose: should they buy their own property?
By 2007, they took the plunge and purchased their principal place of residence (PPR).
Seamus reflected, “Back then, property was just a roof over our heads. We needed somewhere to live.”
The process of buying their first home wasn’t as straightforward as they had imagined. They navigated the complexities of the real estate market, learning about mortgages, inspections, and the importance of location.
For Seamus and his wife, the house represented more than shelter; it was a symbol of their hard work and new life in Australia.
However, their story took an interesting twist. They made the unusual decision to keep their apartment in London.
“We weren’t sure if we were going to go back [to the UK] or stay, so we held on to the apartment,” he explained.
This decision, made more out of uncertainty than strategy, would later prove to be one of their most significant financial moves.
At the time, terms like equity and cash flow were unfamiliar. The London apartment was simply an anchor to their past life.
But as the value of their London property began to rise dramatically over the next six years, Seamus and his wife started to realise they might be sitting on untapped potential.
“I had no idea what equity was,” Seamus admitted with a laugh. But life has a funny way of teaching lessons when the time is right.
As he looked into the numbers, Seamus discovered that the value of their London property had surged by 30-40% in just six years.
“All of a sudden, there was money sitting in that property,” he said.
Curiosity piqued, Seamus asked the crucial question: “How can I access that?” This moment was the beginning of a new understanding of wealth and how property could serve as more than a home.
By leveraging the equity in their London apartment, they were able to secure a deposit for their PPR in Australia.
It was a revelation that turned their view of property ownership on its head.
“This funny money equity thing,” as Seamus called it, became a game changer.
He began to see property not just as a necessity but as a tool for financial growth. Suddenly, the idea of buying and holding property to build wealth became crystal clear.
This newfound understanding planted the seeds for what would grow into a thriving investment portfolio.
The realisation also came with challenges. Seamus had to learn how to navigate the financial systems that allowed equity access, understand the risks involved, and ensure the decisions they made were sustainable.
Despite the steep learning curve, Seamus embraced the challenge, eager to unlock the potential he had discovered. This pivotal moment marked the start of a journey that would completely transform his life and mindset.
Seamus’ journey into property investment took a significant turn one evening as he sat on the sofa, scrolling through Google.
“I just started looking up property investment ideas,” he said, explaining how his curiosity led him down an unexpected path.
As he explored articles and forums, one thing became clear: there was so much he didn’t know.
“You don’t get trained in this stuff at school, which is a whole different conversation,” he quipped.
Then, as if by fate, an ad popped up on his Facebook feed.
It was for a one-day free event hosted by a community called “I Love Real Estate.” Intrigued, Seamus decided to attend.
“I thought, well, it’s free. What have I got to lose?” he recalled. That decision would prove to be transformative.
At the event, Seamus was introduced to concepts that were completely new to him. One of the terms that stuck with him was “SMSF,” or Self-Managed Super Fund.
“I remember someone mentioning SMSFs, and I thought, wait a minute. There’s this funny money thing turning up again,” he said, laughing at the memory.
The event didn’t just provide information; it opened Seamus’ eyes to the possibilities of using tools and strategies that were previously unknown to him.
By the end of the day, he was hooked. “I realized I needed to learn more,” he said. That initial event planted the seeds of what would become a full-fledged passion for property investment.
Armed with new knowledge, Seamus began to explore how he could apply what he’d learned. His first step was to look into his SMSF.
“We had this super fund just sitting there, doing nothing,” he said. Realising its potential, Seamus decided to use it to make his first investment.
His initial ventures were straightforward: buying townhouses.
“We kept it simple,” he explained. “I didn’t want to overcomplicate things while I was still learning.” These early deals taught him the importance of research and due diligence.
“I spent hours looking into locations, developers, and market trends,” he said. “I wanted to make sure every decision was based on solid information.”
Though the process was intimidating at first, Seamus’ confidence grew with each deal. He learned to navigate the intricacies of contracts, financing, and property management.
“Every mistake was a lesson,” he said. “And every success was motivation to keep going.”
The townhouses provided steady cash flow and a sense of accomplishment. But Seamus knew he was just scratching the surface.
He began to realise that there was much more potential if he expanded his approach.
“I started thinking, what’s next? How can I take this to the next level?”
As Seamus gained experience, he decided to step out of his comfort zone. Instead of simply buying existing properties, he began to explore land purchases and construction.
“I realised that by building, I could manufacture equity and create better cash flow,” he explained.
His first foray into this new approach was a small piece of land in Newcastle. Seamus spent months researching builders and learning about the feasibility of constructing a home.
“I wanted to understand every step of the process,” he said. From selecting materials to negotiating contracts, he immersed himself in the details.
The project was a success. Seamus built a house and handed it over to a property manager, generating positive cash flow of $10,000 annually.
“That was a turning point,” he said. “It showed me what was possible when you combine strategy with action.”
Encouraged by the results, Seamus decided to try something more ambitious: a duplex development.
He found a parcel of land near the beach and envisioned a project that would not only provide cash flow but also significant equity growth.
“This was when I realised the value of having a clear plan,” he said.
By this point, Seamus had joined the Ultimate Real Estate Success Coaching and Mentoring Program and the I Love Real Estate community, gaining access to mentors and resources that helped him refine his approach.
The duplex project was another success, and it solidified Seamus’ belief in the power of strategic property investment.
“I had the bug now,” he admitted with a smile. “I wanted to keep going, to see how far I could take this.”
With each new project, Seamus honed his skills, balancing risk and reward while building a portfolio that would change his life forever.
For Seamus, joining I Love Real Estate wasn’t just a decision — it was a commitment to taking his property investment journey to the next level.
“I’d been dabbling on my own, but I realized I needed structured guidance,” he said.
By officially becoming part of the community, Seamus gained access to invaluable resources, courses, and mentors who shared proven strategies.
One of the first lessons he learned was the importance of structuring deals correctly.
“It’s not just about buying property. It’s about buying well and setting yourself up for long-term success,” he explained.
Through workshops and networking with other investors, Seamus learned how to leverage trusts, manage risks, and optimise his tax strategies.
Being part of a like-minded community also gave Seamus a new level of confidence.
“The support was incredible,” he shared. “Whenever I had questions, there was always someone who’d been through it before. It felt like having a team in my corner.” This camaraderie motivated him to think bigger and aim higher.
With the tools and knowledge he gained, Seamus began to scale his portfolio. He transitioned from smaller projects, like townhouses, to more complex ventures such as subdivisions and multi-dwelling developments.
“It was like a lightbulb moment. Everything I’d learned started to come together, and I could see the bigger picture.”
Seamus quickly found his stride with a strategy that worked: micro-apartments and rooming houses. This approach not only provided strong cash flow but also allowed him to manufacture equity with every project.
“It was the perfect balance,” he explained. “I could hold onto properties for long-term growth while still enjoying immediate financial benefits.”
One of his most challenging yet rewarding projects took place during the COVID-19 pandemic. Seamus developed a property with 15 micro-apartments in Queensland — all while managing the project remotely from New South Wales.
“The borders were closed, and we had to figure out how to keep everything moving,” he recalled. Despite rising construction costs and supply chain issues, the project was completed successfully. “It taught me how to adapt and negotiate under pressure,” he said.
What made the strategy so effective was its scalability. Seamus could replicate the process repeatedly, each time refining his approach.
“We’d find a property, subdivide it, and build multiple units,” he explained.
The consistent results gave him the confidence to continue investing, even in uncertain times.
The numbers spoke for themselves. Seamus’ projects consistently delivered both cash flow and equity growth, allowing him to expand his portfolio rapidly.
“It’s all about sticking to what works,” he said. “When you find a formula that delivers, you just rinse and repeat.”
By the time Seamus reached his mid-fifties, he had achieved a level of financial freedom that many only dream of. With a thriving property portfolio generating passive income, he and his wife decided to embrace a new chapter in life.
“We realised we could live anywhere,” he said.
In 2023, the couple moved to Barcelona, a city they had always dreamed of experiencing.
“My wife had an opportunity to study at the Academy of Art, and we thought, why not?” Seamus explained.
From their base in Spain, they’ve traveled extensively, visiting Belgium, France, and the UK. “It’s been incredible to explore new cultures and make memories together,” he said.
Despite being thousands of miles away from his properties, Seamus has managed to keep everything running smoothly.
“The systems we put in place allow us to manage everything remotely,” he said. Technology and a strong team back in Australia have been key to maintaining his portfolio’s success.
For Seamus, the greatest reward isn’t just financial independence but the freedom to live life on his terms.
“We’ve broken free from the 9-to-5 grind,” he said. “Now we get to focus on what truly matters: family, experiences, and giving back.”
Through his journey, Seamus has become a beacon of inspiration for others in the I Love Real Estate community.
“If I can do it, anyone can. You just need the right mindset, the right education, and the courage to take that first step.”
Seamus’ story is not just one of personal success but also of contribution and impact.
Over the years, he has become a vocal advocate within the I Love Real Estate community, sharing his experiences and offering guidance to others starting their journeys.
“I’ve always believed in giving back,” he said. “When I was climbing the corporate ladder, my focus was on developing others, and that hasn’t changed.”
Seamus is particularly proud of the role he’s played in addressing Australia’s housing crisis. By transforming underutilised properties into modern micro-apartments and rooming houses, he’s provided affordable, high-quality housing for many.
“It’s not just about making money, it’s about creating spaces where people feel at home.”
He’s also made a point of focusing on tenant experience. “We design these spaces with care,” he said. “Each unit has its own zone—a bedroom, a living area, a kitchen, and even a patio. It’s not just a place to stay; it’s a place to live.”
The connections Seamus has built through the community have been another source of joy.
“Some of my closest friends are people I’ve met through I Love Real Estate,” he said. “It’s such a supportive environment. You ask a question, and you get thoughtful, detailed answers from people who genuinely want to help.”
Seamus’ gratitude for the community is evident in everything he does. Whether it’s answering questions in Facebook groups, mentoring new investors, or sharing his story at events, he’s committed to helping others achieve their goals.
“This journey has given me so much,” he said. “The least I can do is pay it forward.”
Looking ahead, Seamus is excited about continuing to grow his portfolio while supporting others in the community.
“We’re all in this together,” he said. “When one of us succeeds, we all do. That’s the beauty of this community.”
As he reflects on his journey, Seamus is filled with pride and gratitude.
“It’s amazing to think about how far we’ve come from that first property in London to where we are now. It’s been an incredible ride. And the best part? The journey isn’t over yet.”
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These stories and the results in them were captured at a specific point in time. The real estate market and the investing strategies used to succeed are constantly changing. The achievements and results of these investors may have changed since these stories were recorded. Each of these investors engaged in in-depth training, coaching and mentoring to be able to achieve these results. Their results are not typical and should not be taken as a guarantee of the results you may achieve. Your personal results will be in-line with the training, education and hard work that you personally conduct.
“It’s such a supportive environment. You ask a question, and you get thoughtful, detailed answers from people who genuinely want to help.”
PPR
Value: $1,200,000
Equity: $600,000
Cashflow: N/A
All Investment Properties
Value: $750,000
Equity: $300,000
Cashflow: $16,000
SMSF
Value: N/A
Equity: N/A
Cashflow: N/A
Total
Value: $1,950,000
Equity: $900,000
Cashflow: $16,000
PPR
Value: $2,400,000
Equity: $1,150,000
Cashflow: N/A
All Investment Properties
Value: $30,015,000
Equity: $11,654,500
Cashflow: + $506,762
SMSF
Value: $1,415,000
Equity: $821,000
Cashflow: + $12,760
Total
Value: $33,830,000
Equity: $13,625,500
Cashflow: $519,522