T-Bomb: Why rich millennials can’t make ends meet

Truth Bomb Tuesday: Anyone can be broke. Ask me how. Henry is broke. Poor Henry. But Henry shouldn’t be broke. He’s earning six-figures. But that’s the thing. Anyone can be broke. It’s surprisingly easy. I’m not talking about one person here – I’m talking about high income millennials. The so-called Henrys – High Earners, Not […]

Revealed: APRA’s secret plan for negative rates

Negative rates could be a thing I’ve heard a few people say that the only way for interest rates from here is up. Let’s make something clear: It’s not. Rates could still go lower. Rates could go negative. I know that sounds radical, and it is. But we’re all set to go. It was actually […]

How to make an offer that WILL land that deal

Five tips for making your offer count. So you’re ready to go. You’ve found a property and you have made contact with the agent. Now is the time to put in an offer. This can be a scary experience if you’ve never done it before. So before you go in, let me walk through some […]

The ‘boom loop’ in full effect

Sellers are freezing up. The boom loop is in effect. So the boom keeps on booming. And we’re now in a feedback loop that will keep prices growing quickly through to the end of the year. I call it the ‘boom loop’. So we’ve got the latest results from Corelogic. Monthly price growth is down […]

T-Bomb: Why its ok to be triggered

Truth Bomb Tuesday: Do you know how to work with your triggers? Do you get ‘triggered’? This is one of those words that has come out of nowhere recently, and now you hear it everywhere. “I was talking to my mum and she got totally triggered.” I has taken on a tinge though that I […]

When a property manager isn’t worth it

I don’t care who it is, but someone needs to be looking after your investment property. One of the questions you’re going to have to answer as a property investor is whether to engage a property manager, or manage your rental properties yourself. I’m agnostic on the question personally. It’s really just a question of […]

T-Bomb: Beware decoy desires

Truth Bomb Tuesday: This is a hack for knowing what you should set your sights on. Gun for your most satisfying desire. This is my advice to you. This is my advice for people trying to figure out what they want. It’s actually one of the hardest things to figure out in this journey: what […]

T-Bomb: Switch this off to find peace

Truth Bomb Tuesday: Most of your suffering is served up to feed your ego. I dropped a line last week that got a bit of response and thought I should probably unpack it a little more. Suffering feeds the ego. Now, this absolutely doesn’t mean ‘sadness feeds your vanity’. That’s not what those terms mean. […]

Kids asking you to go guarantor? This is how it works

As the market takes off, more buyers are turning to the bank of mum and dad. What are the risks? With the market running at full tilt, and first home buyers still leading the charge, more and more people have been asking me about guarantor loans. I think most people have got the general gist, […]

Why freedom = high house prices

The OECD has shown us a link between democracy and house prices. One of the key questions I hear a lot is why are Aussie house prices so high? And look, they are. They’re high relatively to where they’ve been in recent years. They’re high relative to incomes and rents and pretty much all the […]