Next Broadcast
Mon 26 May (Today) · 7:00 PM
2026 Federal Budget · Property Investor Briefing
If you own even one investment property, drop everything and read this immediately…
The Shocking Truth About The 2026 Budget: Why Your Accountant's Trust Structure Is Now A Liability, And The “Bucket Company” Secret Thousands Of Investors Are Still Missing
There is a three-financial-year window to restructure cleanly, miss it, and you'll pay for it for decades. Discover the “Gift And Loan Back” arrangement that protects your assets, the SMSF exception that turns the CGT change into a windfall, and the one move you must never make in panic before the new rules kick in.
Free · Two upcoming live broadcasts
4.9 · 1,781 reviews for I Love Real Estate on TrustpilotThe Evidence
We weren't expecting this.
Then we couldn't fit everyone in.
500
in the waiting room
8 minutes before kickoff
Michael, KS · pre-roll 00:04:07
2,000+
attended live before
Zoom hit capacity mid-event
1,792
chat messages from 441
unique attendees in 3 hours
chat log, Sat 23 May 2026
2 hours
one attendee waited
to get back in after being kicked
Hugh, chat 03:05:03
Across the three-hour event, 15 attendees asked some version of "where can I get the recording?", including five who'd already missed the start. Sorry for the silence on our end. We're not posting a recording. We're running it live again, twice.
Free · Two upcoming live broadcasts
01 · Why We're Opening It Up
The Plan Was To Keep This For Members.
Saturday Morning Changed Our Mind.
The 2026 Budget Special was built for the I Love Real Estate community. Closed Zoom, members link, the people who already know us. We weren't running ads. We weren't expecting outside traffic.
Saturday morning we hit capacity. People who'd been ILR members for years got locked out. People who'd never heard of us were asking in the chat where the recording would be. Fifteen of them. The ones who got in stayed for the full three hours and asked us to do it again.
So we're running it live twice more. Same content, same panel, same three-hour briefing. Free, no member login.
Following Broadcast
Tue 27 May (Tomorrow) · 7:00 PM
Pick whichever suits. The briefing is the same in both. The policy detail is the kind of thing that costs you money if you act on the headlines without understanding what was actually announced, and the kind of thing that makes you money if you do.
Free · Two upcoming live broadcasts
The I Love Real Estate team
02 · What's Inside The Briefing
Four Things In The 2026 Federal Budget Rewrote The Rules For Property Investors. Here's What The Panel Covered.
Nothing in the briefing is theoretical or speculative. This is the same content 2,000+ ILR members spent Saturday morning working through, panel-by-panel, with the people who structure these deals for a living.
"The grandfathering window most investors will only notice when it's closed."
What the new rules actually do to your borrowing capacity, your existing portfolio, and your next purchase.
In the briefing:
- The one date that determines whether you're on the old rules or the new ones (and what to check on every property you already own before week's end)
- Why your existing portfolio just became more valuable, not less, and what Dymphna calls the "golden property" effect
- What the major banks have quietly already done to serviceability calculations that most investors won't find out about until their next loan is declined
"The 1 July 2027 deadline that means very different things to different investors."
What the loss of the 50% discount actually triggers, when, and for whom.
In the briefing:
- The grandfathering rule that determines whether your existing assets keep the old discount, or fall under the new regime
- The SMSF exception Clint says turns the CGT change into an opportunity, not a tax bill
- The one move you should NOT make in panic before the new rule kicks in (Dymphna calls it "the most expensive form of panic-selling we'll see this cycle")
"Why your family trust may not be doing what your accountant set it up to do anymore."
What the 30% minimum-distribution rule means for income splitting, structuring, and asset protection.
In the briefing:
- The three-financial-year transition window Clint says is the difference between a costly restructure and a tidy one
- Why companies are coming forward over trusts for new structures, and the structuring shift Derek expects to dominate the next 18 months
- The asset-protection benefit of discretionary trusts that survives the change (and the one that doesn't)
"What Dymphna's own term for a structuring tactic has just become, and how investors should use it now."
The tightening on bucket-company strategies for higher-income investors, and what stays viable.
In the briefing:
- The income threshold above which the old bucket-company play stops doing the job it used to
- What bucket companies are now best used for (it's not what most accountants will tell you in the next 12 months)
- The "gift and loan back" arrangement Derek expects to become standard for protecting existing assets
And that's just the policy half.
The strategy half opens at the 1h30m mark, including the worked example Dymphna walked through where the four changes actually combine into the best small-developer setup she's seen in 30 years. The numbers on that one project are in the briefing.
Free · Two upcoming live broadcasts
01:47:33 · Into The Briefing
"The government just made it
harder to buy good investments,
and dramatically easier to
make them."
Dymphna Boholt
Said one hour and forty-seven minutes into the briefing, immediately after the worked example most of the chat was calling "gold."
03 · What The Room Was Saying
441 Attendees. 1,792 Chat Messages.
Here's What Came Through As The Panel Was Working Through It.
Real chat. First names only. Timestamps unedited. The italic line under each is what Dymphna or the panel was covering at that exact moment.
We can be mortgage free right now if we sold off and it happened in 2 years. Thank you D!
As Dymphna reframed what grandfathering means for existing investors
We got mortgage free in large part thanks to the ILRE methods. I was this close to stacking neg geared properties... so glad I decided to learn and join ILRE forever grateful.
During Dymphna's case against negative gearing as a stand-alone strategy
I'm glad I've actively ignored all the Budget and media hype, until I could get a considered summary. Thanks D.
After the "calm the farm" reframe
15 attendees asked some version of "where can I get the recording?" during the live session.
Five had already missed the start.
100% D why we were excited about today. You did an event like this at the start of COVID and you gave us the direction to go in and made us feel so good about the opportunities of the future. You were soooooooooo right.
During the panel's reflection on the ILR community's history of calling these moments
This is QUALITY information guys!!
Mid-strategy walkthrough on knock-down rebuilds in tightly-held suburbs
Thanks D, I've replaced my income and paid out my home loan already. Now I'm trying to replace my husband's income.
Wrapping the Investor A vs B comparison
Thank god I was panicing.
As Dymphna confirmed existing trust holdings have time to be restructured
At 01:09:00, Andrew said:
"All the emojis are trying to crash my feed. I don't know that Zoom can handle a thousand emojis all at once."
If I knew this 15 years ago I'd be a squillionaire now!!!
After the 1-into-3 strategy numbers landed
Gold Gold Gold.
During the Tier 3 strategy reveal
I joined 3 years ago and made an instant saving by selling off my horrible negatively geared property. it is well worth the investment.
As Clint described ILRE as a "degree" in property investing
Thank God I am a member of this ILRE. My fear and uncertainty is now replaced with knowledge, positivity and confidence.
After the Tier 3 reveal, just before the panel Q&A
I have been on a few budget reviews this week and none of them come even close to Dymphna and her team and the depth of information they offer. Thank you.
Session sign-off
Provoking, exceptional session. Very well done.
Final wrap
That's a fraction of the chat. The rest is in the briefing.
Free · Two upcoming live broadcasts
04 · The Worked Example
At One Hour And Forty-Four Minutes In,
Dymphna Stopped Explaining What Changed.
She Started Showing What's Possible.
One block. Three lots. Ten years. This is the segment most of the chat called "gold." It's also the part where the panel made the case that the new rules aren't a hit to property investors, they're an engineered advantage for educated ones.
- Lot 1 Recover capital fast. Profit cleanly. Move on.
- Lot 2 Recycle profit into the next structure on the same block.
- Lot 3 Capture the long compounding curve, under the rules that only apply to one specific class of acquisition after 1 July 2027.
The reason this is the heart of the live encore.
Dymphna's worked example proves the four budget changes don't degrade the property opportunity for educated investors. They engineer a structural advantage that, in her words, hasn't existed in the rules in 30 years. Whether you're already running a portfolio or sitting on the sidelines deciding whether to start, the math of this one example is what turns the rest of the briefing from useful to obligatory.
Free · Two upcoming live broadcasts
05 · The Panel
Four People On Stage.
Forty Combined Years Inside The Structures
The Budget Just Changed.
This was a working panel, not a lineup of pundits. Each presenter runs the discipline they covered: the lender talks lending, the lawyer talks structures, the accountant talks tax, the educator runs the strategy.
Dymphna Boholt
Host · Educator · 25+ Years
Strategy, structuring, and the framework the briefing is built around.
Andrew Kubenk
Director · Wisdom Loans · 20+ Years
Lending and serviceability. What the banks have quietly already changed about borrowing capacity.
Clint Ducat
Partner · Wisdom · Financial Advisor · SMSF Specialist
Tax and superannuation. The SMSF exception that changes what the CGT rule actually means.
Derek Sky
Lawyer · Pacific Law · 18+ Years With ILR
Structures, asset protection, and where the trust changes push your structure toward a company.
On-stage for the briefing only. The advisors who run consultations through I Love Real Estate are a separate team and a separate path.
Free · Two upcoming live broadcasts
06 · Before You Register
Questions People Ask Before They Pick A Slot.
Any Australian who owns property, plans to own property, or is currently rethinking either decision in light of the 2026 Federal Budget. You don't need to be an ILR member. You don't need an existing portfolio. You don't need prior knowledge of the policy detail. The briefing assumes you can hold a long-form argument in your head for three hours, and it rewards you for doing that.
A clear-eyed read on the four 2026 Budget changes that matter to property investors, what's grandfathered, what's not, and the calendar that determines when each rule actually bites. A reframe of the budget that 2,000+ ILR members found useful enough to fill the chat with the word gold. And one worked example that shows how the four changes combine into the kind of opportunity Dymphna says hasn't existed in the rules in 30 years. No homework, no slides to download. Three hours of focused content.
Three hours. The same three hours 2,000+ members sat through on Saturday. Most stayed for the whole thing. We've trimmed the pre-roll and a few in-jokes, but the substance is intact.
Whichever fits your day. Both broadcasts are identical: same panel, same content, same Q&A. You only need one. Pick the one you can actually clear the time for, then put it in your calendar like a meeting.
No. The Saturday event was member-only. The two broadcasts on this page are open to anyone. Free, no login.
Yes, and that's exactly why now matters. The window between announcement and legislation is when planning is worth the most. The briefing covers what's been announced, the panel's read on what will actually pass, and where the grandfathering rules sit if it does. Anything that changes between now and the vote changes the answer at the margin, not the substance.
Dymphna Boholt has educated Australian property investors for 25+ years; over 18,000 students through I Love Real Estate. Andrew Kubenk runs Wisdom Loans (20+ years in finance, lender perspective on serviceability). Clint Ducat is a partner at Wisdom and a licensed financial advisor specialising in SMSF. Derek Sky has practised property and structuring law at Pacific Law for 18+ years, working alongside ILR for most of that time. On stage they were a working panel, not a lineup of pundits.
No. The briefing is the briefing. We don't pitch anything during it. If you find it useful and want to know more about ILR, the rest of the site is here. If you don't, you've spent three hours getting clarity on the most consequential property-investor policy change in a decade. Both outcomes are fine with us.
Anything else? It'll be answered in the briefing.
Free · Two upcoming live broadcasts
07 · The Last Thing
What Clint said as the panel was wrapping up.
"The biggest risk
is doing nothing.
Make sure you get a plan
and take some action
for your individual circumstance."
Clint Ducat, 03:08:19
That's what the briefing is for.
Saturday was for the people in the room. The live encore is for everyone who couldn't fit. Three hours. Free. Pick the one that fits your day, and clear it like you'd clear a meeting.
See you on the other side.
Dymphna Boholt
Free · Two upcoming live broadcasts