April 19, 2021 by Dymphna
Who is really driving this boom?
There’s a frenzy in first home buyers, but the baton might finally be heading over to investors… Who’s running this[...]
April 5, 2021 by Dymphna
T-Bomb: the selfishness conspiracy
Close up of hands holding the word Luv. Shot with selective focus. Truth Bomb Tuesday: This idea is really, really[...]
March 22, 2021 by Dymphna
Why are auctions booming?
Another cracker weekend for the auction market. I tell you how to make sense of it. So another weekend, another[...]
March 11, 2021 by Dymphna
Where are new investors going?
Here’s a quick look at the next generation of investors. There’s a new kid on the investing block. Kinda literally[...]
March 4, 2021 by Dymphna
Whoopsie! GDP booms.
While the price outlook is the same, this boom is different. So, who saw that coming? The Aussie economy is[...]
February 24, 2021 by Dymphna
What the monk said shocked them!
One monk’s take on seriousness Money is a serious business. Well, it is and it isn’t. But some people take[...]
February 22, 2021 by Dymphna
“Nothing but Boom” – CBA
Economists across the board are revising up their expectations for property this year. Things are accelerating quickly. Are you feeling[...]
February 22, 2021 by Dymphna
T-Bomb: the one thing holding you back
Truth Bomb Tuesday: Our conditioning leaves us ill-prepared for success. Sometimes I wonder if maybe there is just one challenge.[...]
February 18, 2021 by Dymphna
Whoa! The office market implodes
Have you seen what’s happening in the office segment of the property market? I know there’s not a lot of[...]
February 15, 2021 by Dymphna
T-Bomb: your excuses define you
Truth Bomb Tuesday: Want to know what you are capable of in life? This will tell you. I can tell[...]
February 10, 2021 by Dymphna
How to romance the mystery
I’m thinking about starting mystery adventure tours… I remember when I was younger I didn’t understand the Greenies. I mean,[...]
February 9, 2021 by Dymphna
T-Bomb: how to declutter your life Truth Bomb Tuesday: decluttering your life is all about vision: So some girlfriends of mine are doing a challenge –[...]
February 3, 2021 by Dymphna
WTF? RBA prints another $100bn?
Nobody saw it coming Wow. I’m stunned. So the RBA pulled a swifty on markets on Tuesday and announced that[...]
January 25, 2021 by Dymphna
T-Bomb: how to accelerate consciousness
Truth Bomb Tuesday: What happens after you’ve been using affirmations as long as I have? Are humans complex creatures? Yeah,[...]
January 18, 2021 by Dymphna
T-Bomb: How to rest properly
Truth Bomb Tuesday: You deserve some quality, gold-label rest. I’m going to tell you how to rest properly. I know[...]
January 13, 2021 by Dymphna
The 5 defining trends of 2021
The 5 mega-trends that will define 2021 Ok, I’m still finalising plans for what is going to be the most[...]
January 12, 2021 by Dymphna
T-Bomb: So much for normal…
Truth Bomb Tuesday: Well things ever be the same again? Well, I think our collective hopes have been well and[...]
December 17, 2020 by Dymphna
Am I crazy? You tell me.
How to get ready for the biggest property boom we’ve ever seen. What I’m going to share with you now[...]
December 10, 2020 by Dymphna
Revealed: the boom is already here!
Most people don’t realise, but the boom’s already started. Right now, I’m going to let you in on a little[...]
December 7, 2020 by Dymphna
Well, that could have been worse I’ll be honest. That panned out better than I expected… So, close of 2020. Where are we at? (Aka –[...]
December 3, 2020 by Dymphna
How to hack the economic data
Economics 101: What does normal look like, economically speaking? Is there a way to get a quick handle on whether[...]
November 26, 2020 by Dymphna
Who gave the RBA the keys to money? Economics 101: What does the RBA even do? It’s probably the single-most important economic institution in the country, and most[...]
November 23, 2020 by Dymphna
NZ boom goes ‘historic’ For once, New Zealand is about 12 months ahead of Australia. I’ve been saying for a few months now that[...]
November 17, 2020 by Dymphna
T-Bomb: The trinity of change
Going Your Own Way on Blackboard Truth Bomb Tuesday: Most people get this wrong, but there is incredible power in[...]
October 29, 2020 by Dymphna
Revealed: ‘the economy’ doesn’t exist.
3d Rusted grunge road sign over dramatic sky and rain, concept for economic recession Economics 101: Forget about the economy[...]
October 22, 2020 by Dymphna
RBA happy to let house prices boom
The RBA is pretty chill about the house price boom they’re in the middle of creating. The RBA is happy[...]
October 19, 2020 by Dymphna
Yikes. 30% increase in unemployed The jobs data is steady, which might be disappointing for some. The jobs data were released last week, and it[...]
October 15, 2020 by Dymphna
Why investors should be scared
Proof that you can lose money in every market One if five investors are going to lose money in every[...]
October 8, 2020 by Dymphna
The most fun productivity hack
Fun is not a reward. It’s part of the process. People always want to know what productivity hacks I’ve got[...]
September 28, 2020 by Dymphna
The timing on Westpac’s boom
Westpac is expecting a property price boom, but there’s more to it than that. Westpac made headlines a few weeks[...]
September 28, 2020 by Dymphna
T-Bomb: why ego is a goal killer
Truth Bomb Tuesday: Most students make this mistake with their goal-setting… You’ve got to get your ego out of your[...]
September 24, 2020 by Dymphna
Weirdest jobs data ever.
Don’t take the unemployment data on face value. So there was a lot of confusion around the most recent jobs[...]
September 22, 2020 by Dymphna
T-Bomb: the two sources of hope
Truth Bomb Tuesday: If you’re waiting for hope to come, I’ve got another trick for you. I’m hearing more and[...]
September 21, 2020 by Dymphna
Revealed: Banks insider-info
Want to know why CBA is backing a boom? What does CBA know that we don’t? I noted last week[...]
September 17, 2020 by Dymphna
T-Bomb: working with wuss-bags
Truth Bomb Tuesday: What you do at the water’s edge can define your life. Everybody knows what it’s like to[...]
September 8, 2020 by Dymphna
T-Bomb: When to avoid taking control
Truth Bomb Tuesday: Caring for others doesn’t mean giving more of ourselves than we can afford. There’s a useful little[...]
September 7, 2020 by Dymphna
Is Oz property really a “cockroach”
People are surprised that housing hasn’t crashed. They just don’t get it. After all that’s happened over the past 40[...]
September 3, 2020 by Dymphna
Recession is here. Now what?
Silhouette of a man in a business suit giving a shrug with a question mark Looking at yesterday’s GDP data,[...]
August 31, 2020 by Dymphna
T-Bomb: A warning for every investor Truth Bomb Tuesday: More and more Australians are finding themselves in crisis. I’ve got one piece of advice: I feel[...]
August 24, 2020 by Dymphna
The scariest Covid-stat I’ve seen
The nation’s parents are hurting… hard. I’ve got a question for Scott Morrison: What’s the point? Now, you know me.[...]
August 19, 2020 by Dymphna
Post-Covid boom takes shape
The next five years of the property market is already in the data. The groundwork on the post-Covid boom is[...]
August 17, 2020 by Dymphna
WTF? US property is booming?
citizenship, residence, property, real estate and people concept - close up of living house model over american flag I tell[...]
August 10, 2020 by Dymphna
Australia arming an inflation bomb?
Where does all this money printing end? 1920s Germany? What if all this money-printing crashes the economy? That’s what money[...]
August 3, 2020 by Dymphna
Government stimulus to land here…
Targetted stimulus delivers targeted results… It shouldn’t come as a surprise to anyone, but we’re seeing more and more crisis[...]
July 28, 2020 by Dymphna
T-Bomb: The magical third option
Truth Bomb Tuesday: This is how to care for others without losing yourself. I’ve been having this conversation a lot[...]
July 27, 2020 by Dymphna
Why new borrowers are getting shafted
Bottlenecks are putting a break on new lending… There was some interesting analysis from Richard Wakelin in the AFR last[...]
July 16, 2020 by Dymphna
Why NZ is booming
New Zealand shows us just what we can expect on the other side of Covid. It seems that New Zealand[...]
July 16, 2020 by Dymphna
T-Bomb: Don’t put up with it!
Truth Bomb Tuesday: Had a gutful? That says a lot. How do you make space for everything you need to[...]
June 30, 2020 by Dymphna
T-Bomb: What’s your lightning rod? Truth Bomb Tuesday: Emotional energy must be released, or the universe will find a way for you. What’s your lightning[...]
May 21, 2020 by Dymphna
WTF? Has the market turned already?
Some data is suggesting the market has turned… but can we trust it. Has the market turned already? Auction clearance[...]
May 7, 2020 by Dymphna
Airbnb drops bomb on rental market
Rental listings are surging. What damage will it cause? The rental market is tough. It’s not a nightmare yet, but[...]
April 27, 2020 by Dymphna
Parents! Don’t try to be perfect
We want to be the best parents we can be, but are we putting too much pressure on ourselves? Right[...]
April 21, 2020 by Dymphna
How much property prices will fall?
The CBA model is pointing to price falls, but it’s what’s on the other side that’s interesting. Okay, number one[...]
April 9, 2020 by Dymphna
Why I want you to cut corners
If you’re not working with deadlines, you’re just drifting through space and time. What time-lines are you working to right[...]
April 6, 2020 by Dymphna
Is Aussie freedom under threat?
Freedom must always be fought for, but particularly in times of crisis. You know what keeps me up at night[...]
March 30, 2020 by Dymphna
Corona an ‘economic wake-up call’. The corona crisis shows just how economically vulnerable we’ve become. Things are going to have to change. Corona is proving[...]
March 19, 2020 by Dymphna
Change Is Essential to Success There is no success without change. You are responsible for the positives in your life, one way or another. This[...]
March 12, 2020 by Dymphna
Why most investors try “too hard” Maps have changed, but this wisdom hasn’t So I was out driving in the country with the hubby the other[...]
March 10, 2020 by Dymphna
T-Bomb: How to duck a heart-attack Truth Bomb Tuesday: If you’re not doing this, you’re either an amateur or destined for a heart-attack. Okay, this is[...]
March 2, 2020 by Dymphna
Investors! Are you watching this? More homes are coming onto the market, but not fast enough apparently. Ok, here’s something that serious investors are watching.[...]
February 27, 2020 by Dymphna
What amateur investors do wrong Wealth is a numbers game. The famous horror writer Stephen King has a saying: “Amateurs wait for inspiration. The rest[...]
February 18, 2020 by Dymphna
T-Bomb: why men suck at affirmations Truth Bomb Tuesday: Affirmations are powerful, but only if you do them right… Ok, provocative subject line, I know, but[...]
February 11, 2020 by Dymphna
How to create “wealth worthy” mindset It's a common problem all people face, the feeling fo being "unworthy", that you're simply not good enough for wealth[...]
January 20, 2020 by Dymphna
2020 and these buyers have FOMO The sentiment cycle has turned in text-book fashion… Domain was running an interesting story about mortgage brokers inundated with work,[...]
December 12, 2019 by Dymphna
From water crisis to housing boom? Tamworth is facing a water-crisis. Can you grow your way out of trouble? Let’s think a little about investing in[...]
December 5, 2019 by Dymphna
Will 2020 be ‘The Year of Perth’? Some people are now saying Perth will boom. Are they right? What do I think about Perth? A few weeks[...]
November 7, 2019 by Dymphna
Is your broker ripping you off? This is how to think about our unusual economy. One of the things that makes my blood boil about the[...]
October 10, 2019 by Dymphna
Making money in the ‘boom-loop’. This is a very unusual market. And I just don’t know how this ends… I think Australian property might be[...]
October 3, 2019 by Dymphna
RBA is just throwing fuel on the fire Another rate cut this week. Almost looks irresponsible. So the RBA cut rates again this week. They followed up cuts[...]
I want you to do something the next time you’re on a bus. Go around and find out how many[...]
June 20, 2019 by Dymphna
Freedom was closer than he thought
Adam’s story is inspirational. And hopefully a little confronting… “Freedom was a lot closer than I thought.” I wasn’t sure[...]
April 9, 2019 by Dymphna
Truth Bomb Tuesday: rejection = death
Are you afraid of rejection? It is completely natural. “She’s just afraid of rejection.” I was a bit uncomfortable where[...]
March 14, 2019 by Dymphna
Could you climb this mountain?
There are still peaks that no human has touched. Are you going to be the one? “Everything has been done.”[...]
March 13, 2019 by Dymphna
Rents are up. Can that be right?
Data shows that asking rents are rising… Is that just crazy? It seems there’s a bit of positive movement on[...]
March 6, 2019 by Dymphna
First downturn? Don’t be scared.
The IMF shows us just why we can be relaxed about the current market There’s a curious air of panic[...]
February 21, 2019 by Dymphna
The secret meaning of Alice in Wonderland
There are (at least) three universal lessons in Alice in Wonderland Alice in Wonderland is a thinly-veiled argument for flat-earth[...]
February 14, 2019 by Dymphna
A saucy poem for your lover
Hollywood has led us up the path. Try loving your lover like this. Ah Valentines Day. You’re everything I love[...]
February 7, 2019 by Dymphna
If you don’t feel free – Do this!
Not all freedoms are the same. What are you really hungry for? I must have been privy to the dreams[...]
November 15, 2018 by Dymphna
Why the devil is lonely
This is how to be a ‘good’ person. It starts with understanding what ‘evil’ really is. Where does loneliness come[...]
October 11, 2018 by Dymphna
The elephant rider’s key to success
Modern life has given us the wrong metaphor for understand how we work… and how to master ourselves. Why is[...]
October 10, 2018 by Dymphna
Brisbane Apartment Crash Cancelled?
A lot of doom-merchants were selling the apartment crash in Brisbane. Looks like it’s not happening. Brisbane is actually headed[...]
September 27, 2018 by Dymphna
Where did all the legends go?
This legend comes up all over the place… what were ancient people trying to make us see? I find it[...]
September 14, 2018 by Dymphna
What A Jerk! But He Might Be Right…
Malcolm Gunning maybe could have chosen his words better. But he’s pointing at a rental crisis no one else is[...]
September 13, 2018 by Dymphna
Why I hate guys like this ?
He was one of the giants of literature, but he thought inventors, and all creatives, got way more credit than[...]
August 29, 2018 by Dymphna
Rate Hikes: Did I get it wrong?
Markets still think rate hikes are coming. Turn it up. Ok, let me give you a little update. Back in[...]
August 16, 2018 by Dymphna
Axe This Ancient Emotional Block Now
We are all guilty of some wishful-thinking sometimes. Thankfully, the Tibetan monks are on to it. A lot of what[...]
August 8, 2018 by Dymphna
Govt hands lucky investor $160K!
This is how to play government changes There’s a saying in property that ‘they’re not making any more land.’ The[...]
July 26, 2018 by Dymphna
The three great mistakes in life
We all make these mistakes. What matters is how you let them go. The Irish poet David Whyte says that[...]
June 21, 2018 by Dymphna
The guardian to your solitude
What this old German poet reckons love is about. I’ve been having a bit of fun with these Thursday blogs.[...]
June 20, 2018 by Dymphna
Chinese still buying up big
Chinese buyers and developers are still throwing their weight around. The anecdotal story doing the rounds over the last few[...]
June 6, 2018 by Dymphna
70% of the market is pumping
The mass media is posting some scary headline numbers (...again!), but scratch beneath the surface and it’s almost a good[...]
May 31, 2018 by Dymphna
Do you hate your body?
Time to stop hating these bodies. I can get why the old religions used to hate the body so much.[...]
May 25, 2018 by Dymphna
The Backwards Law
Why is it that sometimes the harder you try the poorer your results. The more you want the less you have. It's[...]
May 16, 2018 by Dymphna
Housing debate plumbs new lows
This idea is an attack on seniors and marks a new low in the housing debate. There’s this odd idea[...]
May 10, 2018 by Dymphna
Giving Value = True Fulfilment
Value-creation is about finding that spark within you... that's unique to you. Push that out into the universe and watch[...]
May 3, 2018 by Dymphna
Why your family roots matter
Get into the roots of your family tree I’ve always loved the traditional Maori greeting: ‘My ancestors greet your ancestors.’[...]
May 2, 2018 by Dymphna
RBA says IO loans are A-OK
RBA flags that tight credit conditions have probably served their purpose. I’ve heard a lot of people say recently that[...]
April 26, 2018 by Dymphna
Investors become collateral damage
How tough is the credit environment right now? This tough: The Royal Commission is practically unearthing the equivalent of bodies[...]
April 19, 2018 by Dymphna
Thinking about thinking… ?
Our thinking about thinking is probably wrong. The idea that our thoughts are ours – that they arise out of[...]
April 17, 2018 by Dymphna
Truth Bomb Tuesday: The Master’s Shame
Mastering a craft is more about avoiding embarrassment than anything There’s a story I like about two stonemasons. One was,[...]
April 5, 2018 by Dymphna
Why Doubt is a Good Thing
Even Jesus had a moment of doubt. Is it part of the process? Within most wisdom traditions there are elements[...]
February 22, 2018 by Dymphna
APRA- bunch of spankmonkeys
APRA is just not doing us any favours. If you want to know what's behind the multi-week decline in[...]
February 8, 2018 by Dymphna
How to avoid the property sharks…
Warning flags on the beach people You know how much I've made from sales commissions over the years? Zero. Nip.[...]
January 25, 2018 by Dymphna
The tipsy top-end could topple
Should we be worried about the bubble in commercial property? One of the key concerns last year was that an[...]
January 18, 2018 by Dymphna
WTF? You can only own 2 properties?
This is the key thing that makes me different from all the others So Australia’s supposedly largest residential property investor[...]
December 7, 2017 by Dymphna
Will RBA hike in 2018..? Ha!
My outlook for rates in 2018. A few people thought the RBAs decision to leave rates on hold came with[...]
November 2, 2017 by Dymphna
Why are rents rising?
Look how quick rents are rising. As I’ve written about recently, the housing market is striking a bit of[...]
October 19, 2017 by Dymphna
Are people really this ignorant?!?
This is the scariest statistic I’ve seen in years… Quick Quiz: How many people in the property market have no[...]
October 12, 2017 by Dymphna
This ‘boom flag’ just went up
Few things matter to property prices like population growth. But look at what’s happening… I’m travelling at the moment and[...]
September 14, 2017 by Dymphna
When They Zig…
Some very strange data, but it could be pointing to an amazing buying opportunity. I found this really bizarre. Apparently,[...]
September 7, 2017 by Dymphna
Why I’m relaxed about Aussie debt
Here’s some talking points next time someone throws that “highest household debt in the world” line at you… One of[...]
August 25, 2017 by Dymphna
Get paid for your vision
Living the dream is closer than you think. People often make the mistake of thinking that property investing is a[...]
August 1, 2017 by Dymphna
A 5-step plan for power habits
Success is all about tapping the power you already have. Habits are the key. We’ve learnt a lot about habits[...]
July 4, 2017 by Dymphna
TBT: Why China banned Peppa Pig
Have you stopped and taken stock of your own personal culture? So I thought this article was kind of interesting.[...]
June 27, 2017 by Dymphna
TBT: Accountants getting shafted
The exploding scandal over at the CPA highlights a real mentality problem in this country. I don’t know whether to[...]
June 13, 2017 by Dymphna
TBT: You don’t care if you’re happy
You’re biologically driven towards survival and mating. Happiness doesn’t even rate. You don’t want to be happy. I’m serious. You[...]
May 11, 2017 by Dymphna
A budget to annoy real investors
Investors keep taking hits as budget disappoints. Ok, a few people have been asking what I made of the budget.[...]
February 24, 2017 by Dymphna
But what about supply?
Last week, I gave a lot of airtime to demand, but not so much to supply? It was deliberate? Why?[...]
February 1, 2017 by Dymphna
Is having no money a plus?
Who do you think does better? Students who come in with money, or students who come in with nothing? I[...]
January 19, 2017 by Dymphna
Predictions: 3 Kings of 2017
What are the key themes for property in 2017? I see three kings and three pretenders. How is 2017 shaping[...]
November 23, 2016 by Dymphna
Time to lock in rates… Really?
Has the rate cycle really bottomed? I’m not convinced. There’s been a curious clamour of analysts and economists saying that[...]
November 11, 2016 by Dymphna
Did someone say 16%?
I've stayed out of the US election commentary on purpose. You know that I'm a practical, straight-to-the-point person when it[...]
October 18, 2016 by Dymphna
The only reality TV I watch
I’ve got a fascination with US politics, but its not what you think. There’s a surprising lack of ‘reality’ in[...]
October 5, 2016 by Dymphna
Who is lending to these things?
Tell me it isn’t you. But are you sure..? Are you exposed to the high-rise bubble? Ok, ‘bubble’ is pretty[...]
September 19, 2016 by Dymphna
Let the blade do the cutting
Building the life you want shouldn’t take any effort at all. The last couple of weeks I’ve laid down some[...]
September 1, 2016 by Dymphna
No jobs for the blokes
The employment data is hiding a lot of pain. On the face of it, an unemployment rate that’s still below[...]
August 10, 2016 by Dymphna
There’s a debt-bomb brewing
Debt seems to be a growing problem. That’s a concern. Time to set your position now. Seems more and more[...]
August 3, 2016 by Dymphna
Rate cut explained…
The RBA cut rates again yesterday. Here’s three things you need to know. I’ve been getting a few questions about[...]
July 19, 2016 by Dymphna
Land, the real asset
Land is the fundamental unit of value. It’s why wars are always fought over it. What else can you say[...]
June 28, 2016 by Dymphna
What Brexit means for property
Popping out some thought bubbles about what Brexit means for Australian property. The interesting thing that Brexit has shown us[...]
June 15, 2016 by Dymphna
Not time to panic… yet.
Is the apartment construction boom going to wipe out the market? A few people have been asking me if I[...]
June 8, 2016 by Dymphna
Market Review: The real story in Perth
The Perth market has just deployed its stabilising fins. Some interesting lessons here on how property markets actually work. There’s[...]
May 31, 2016 by Dymphna
Triguboff’s golden rule of property
Triguboff made his fortune following a simple rule, even when it meant going against the grain. The Business Review Weekly[...]
May 10, 2016 by Dymphna
The secret to why I’m chill.
An extra dose of panic in the markets today. Let me let you in on a little secret. Let me[...]
May 5, 2016 by Dymphna
Negative Gearing killed my frog!
We’re finding out that negative gearing is responsible for more and more evils every day. Who would have thunk? Wow,[...]
April 27, 2016 by Dymphna
Why I might vote Labor – SHOCK!
If voting Labor is the only way to get a Royal Commission into the banks, then I might just have[...]
April 19, 2016 by Dymphna
WTF? Auction boom in Perth…
This has got me puzzled. Seems that times are a-changing in Perth. Is it a new love affair with auctions,[...]
April 11, 2016 by Dymphna
Why is everyone so angry?
There’s a lot to be angry about. But I’m a woman of action and I’m trying to do my part.[...]
March 22, 2016 by Dymphna
The Reserve Bank of Mum and Dad…
More and more kids are leaning on their parents. This isn’t about property. This is just how the rat race[...]
March 3, 2016 by Dymphna
Out of town economists gone mad!
Let me dubunk some foreigners read on the Australian market… again. A few people have sent me this clip from[...]
February 24, 2016 by Dymphna
Are property prices ‘crazy’?
I keep hearing people say that house prices are ‘crazy’. But relative to what? I remember quite some time ago,[...]
February 4, 2016 by Dymphna
Shh! Getting money becoming easier…
To understand the property market, you need to understand what’s happening with credit, and it’s moving quickly. Martin in Melbourne[...]
January 27, 2016 by Dymphna
Fact-checking the fear
There’s a lot of fear out there right now… Let me fact check a few of them for you. “Right[...]
December 9, 2015 by Dymphna
Twilight-zone Economics
We have entered the Twilight Zone, and all the rules have changed. Taking a look at what’s going on in[...]
December 3, 2015 by Dymphna
Empowerment is the new revolution…
People talk about how ‘empowering’ movies like The Hunger Games are. I’m not so sure. Seems that in Hollywood, dystopian[...]
December 2, 2015 by Dymphna
The end of the property boom?
You’ve probably missed this. Page 7 today of the Financial Review. Two headlines on the same page. One reads, “Sydney,[...]
November 26, 2015 by Dymphna
Have the wheels come off
Some people say that falling rents mean the wheels have come off the property market. They’ve got their thinking backwards.[...]
November 24, 2015 by Dymphna
The real driver of ‘apartment life’
Most explanations for the rise of apartment living are a bit wishy-washy to me. But I’ve got a theory… For[...]
October 26, 2015 by Dymphna
Negative Gearing becomes Nigel No-friends
Negative gearing is becoming increasingly isolated. Negative gearing has always been a pretty divisive topic, but more and more its[...]
October 16, 2015 by Dymphna
The end of the property boom…?
“Westpac rate rise ushers in end of the property boom.” That’s the headline. Is it true. After Westpac’s surprise decision[...]
September 29, 2015 by Dymphna
Move on, Grandpa.
The government is trying to make it easier for retirees to downsize their homes… what will that mean? It’s back[...]
August 24, 2015 by Dymphna
Saving ‘pumped’ for a rainy day
Don’t skimp on motivation because you feel pumped already. Stash some away for when you need it most. Sometimes people[...]
August 5, 2015 by Dymphna
Shop. It makes you happy.
Anyone else find they’re more drawn to shopping when they’ve lost sight of their meaning and purpose. People enjoy shopping.[...]
July 27, 2015 by Dymphna
The first wall is the hardest
Why does life test you, just when you make that decision to change? In my experience, almost everyone gets tested[...]
July 22, 2015 by Dymphna
Are we selling the farm?
Seems that selling farms to foreigners is big business. Isn’t it time for some ‘real’ investment? I was trying to[...]
July 20, 2015 by Dymphna
RBA dishes out some inconvenient truths
Behind the sound-bites, there’s some real wisdom in the RBA latest statements. Awkward, inconvenient wisdom. Negative gearing tends to be[...]
July 15, 2015 by Dymphna
Time to update your resume?
Our identity is nothing but a story we tell about ourselves. Has your story past it’s use-by-date? It’s been a[...]
July 8, 2015 by Dymphna
When there was a shortage of TVs
Price controls, like most government messing with the market, just forces pressures to pop up elsewhere. It fixes nothing. There’s[...]
July 6, 2015 by Dymphna
Who’s spending your money?
Do you decide how to spend your time and money? Or you on auto-pilot, letting life spend it all for[...]
July 1, 2015 by Dymphna
Jump investors a game-changer
Another housing inquiry probably has no idea just how much the property investment game has changed in the past 3[...]
June 24, 2015 by Dymphna
5 insights into Aussie millionaires
Aussie millionaires keep their cards pretty close to their chests, but a new report shows you what millionaires here and[...]
June 1, 2015 by Dymphna
Do what you want, kid
We’re scared to live lives doing what we want, but without it, we’ll neither be successful nor happy. “What would[...]
May 25, 2015 by Dymphna
80% LVR limits have landed
Tighter credit conditions for investors have landed. This is why and what it means. There are more and more reports[...]
May 13, 2015 by Dymphna
Where newbie investors get burned
The property market isn’t what it was 20 years ago, but a lot of newbie investors are still investing like[...]
May 11, 2015 by Dymphna
A tale of eight cities
All this talk of a bubble can’t see the trees for the forest. There is no Australian property bubble. There[...]
May 6, 2015 by Dymphna
Are we going to zero?
The RBA cut rates again yesterday. Where will it all end? Stardate 05052015: Captain Stevens from the USSS Reserve decides[...]
May 4, 2015 by Dymphna
How to value expertise
It’s hard to value an expert’s services when you don’t know much about their industry. Here’s a few tips. There’s[...]
April 21, 2015 by Dymphna
Extreme reality check
In every hot market, there are stacks of people saying it can’t possibly go higher… until it does. Time for[...]
April 8, 2015 by Dymphna
What a bursting bubble looks like
Chinese leaders look increasingly panicked about the real estate market, and with good reason. It shows us just what we[...]
April 2, 2015 by Dymphna
Does the plumber even care?
I remember quite early on in the journey I got an email from the plumber: Dymphna, Have finished other jobs[...]
March 27, 2015 by Dymphna
Legacies of Love
“How do you want to be remembered?” I was filling out some interview questions for a glossy magazine. They were[...]
March 23, 2015 by Dymphna
Why is Reno TV so popular?
Ok, quick survey guys. For my own interest, why is Reno TV so popular in Australia? I’m genuinely curious. Something[...]
March 16, 2015 by Dymphna
What is your time really worth?
Who decides what your time is worth? Whoever’s willing to pay for it? What happened if you actually valued your[...]
March 10, 2015 by Dymphna
Do we really love apartments?
“An apartment construction boom shows just how much Aussies love apartments now.” Really? ‘Love’ is a strong word. If you[...]
March 3, 2015 by Dymphna
The Income Replacement Process
Ian Ugarte gives an example from his own live of the income replacement process and how he was able to[...]
February 18, 2015 by Dymphna
Firm hand kung-fu
“Someone had even written the C-word on one of the bedroom walls.” That was Anna, talking about the last property[...]
February 11, 2015 by Dymphna
How to build a slum
I’ve been keeping a close eye on the Melbourne inner-city apartment market, and right now, there’s red flags going up[...]
February 9, 2015 by Dymphna
What happens when rates rise?
In October last year, I reported to my students that 26 out of 27 market economists were predicting a rate[...]
February 2, 2015 by Dymphna
Are you really a renovation genius?
“$140,000.” That was his answer. The question was, how much did he make on his last renovation. This is at[...]
January 21, 2015 by Dymphna
The Big Property Picture for 2015
Alright guys. Let’s jump into it. 2015 is shaping to be a year rich in possibilities (and profit!). As I[...]
January 19, 2015 by Dymphna
Wisdom of the ancients
What do I know? I’m just an old fart. Dave was joking, but only sort of. He’s still the sunny[...]
December 23, 2014 by Dymphna
Three wishes for Christmas
So I’ve been thinking about how to wish everyone a Merry Christmas. I was thinking about how to get past[...]
December 9, 2014 by Dymphna
Oh no. FOMO stole my mojo! F.O.M.O – the Fear Of Missing Out. It’s a real thing apparently. The term started taking off on-line a few[...]
November 24, 2014 by Dymphna
Peak oil, peak car, peak house? There’s been a bit of talk in the media over the past week or so about ‘peak car’ in Australia.[...]
November 20, 2014 by Dymphna
An economist’s blind spot
It’s one of the great puzzles about Australian property. Why do prices keep rising, year after year? In recent history,[...]
November 17, 2014 by Dymphna
Are you strong enough for win-win?
Negotiation is one of the key arts in real estate, so how can we become better deal-makers? I reckon successful[...]
November 10, 2014 by Dymphna
Someone left the money taps on
There’s been a subtle shift in global money flows over the past couple of weeks. It started when the US[...]
November 5, 2014 by Dymphna
A mythical love affair with gambling
This time every year, we’re reminded of the fact that “Aussie love to gamble.” Having a flutter on the Melbourne[...]
November 3, 2014 by Dymphna
Maintaining houses and relationships
There’s a surprising amount of people-work in this gig. Most people come into thinking it’s all about market analysis, or[...]
October 29, 2014 by Dymphna
Don’t be a day-dreaming daisy
Sounds like a bunch of hippy-trippy bollocks… … you know, no offence Dymphna. No, that’s ok Rob. None taken. Rob[...]
October 27, 2014 by Dymphna
Rate Hikes?!? Talk is cheap…
According to a Bloomberg survey, 26 of 27 market economist are expecting an interest rate hike somewhere in the next[...]
October 20, 2014 by Dymphna
Is the RBA playing games?
I’ve been getting a lot of questions lately about the RBA’s strategy to prick Australia’s ‘property bubble’ and what I[...]
October 15, 2014 by Dymphna
A recipe for rich and unhappy
Here’s a fool-proof recipe for becoming rich: Take an old emotional wound – the older the better. Something that shakes[...]
October 8, 2014 by Dymphna
Blow me a bubble
My old economics professor used to have a saying: “Bubbles are like pornography. It’s impossible to define, but you know[...]
October 1, 2014 by Dymphna
When Pain = Comfort
I was at the park a while ago watching this scene play out between a mother and a toddler. Somehow[...]
September 29, 2014 by Dymphna
The Accountant and the Lion Tamer
There’s a golden rule of lion taming: Always enter the ring before the lions. Always. There’s some really interesting animal[...]
September 22, 2014 by Dymphna
When The Deal Goes South
Today I want to talk about what it means when a real estate deal doesn’t go the way you thought[...]
September 17, 2014 by Dymphna
Fishing for economic truth
You know how the saying goes: Give a man a fish, and he’ll eat for a day. Teach a man[...]
September 11, 2014 by Dymphna
What’s The Best Deal?
This is the question that every beginning real estate investor asks himself… When you’re just starting out, you’re looking at[...]
September 4, 2014 by Dymphna
A Common Development Project Pitfall
Last time I talked about an iLoveRealEstate.tv member who is shifting her investment strategy from “low-end cashies” to property development…[...]
August 26, 2014 by Dymphna
Want Cash Flow From The States?
As much as I love being a real estate investor in Australia… And teaching all of you to do the[...]
August 8, 2014 by Dymphna
Be The Preferred Buyer
How do you get the best deal on a property? By making yourself the preferred buyer. Because, as you know,[...]
August 6, 2014 by Dymphna
Don’t Be A Legal Target
Want to feel like a wanted man? Or how about walking about with the feeling like there’s a target on[...]
July 31, 2014 by Dymphna
The Ultimate Wealth Strategy
As we’re now well into the second half of the year, it’s time for bit of mind maintenance… You know,[...]
July 15, 2014 by Dymphna
Find What You’re Looking For
Do iLoveRealEstate.tv success stories inspire you? Do they make you want to go out there and give real estate property[...]
June 26, 2014 by Dymphna
Have You Outgrown Your Goals?
Last time I talked about evaluating your progress as we reach the midpoint of the year… And the middle of[...]
June 17, 2014 by Dymphna
Getting From Here To There
I want to thank all of you for your passionate and brutally honest emails and other communications to me… Personal[...]
June 12, 2014 by Dymphna
Take Action In Your Finances!
Last time, I talked about the difference between being a passive and active investor… The differences are absolutely huge, aren’t[...]
June 4, 2014 by Dymphna
Is That Splitter Worth The Cost?
If you’ve got your eye on a property block and you’re thinking, “I’ll do a splitter with that”… Be sure[...]
May 13, 2014 by Dymphna
Two Duplexes…Or One 4-Plex?
As a beginning real estate investor, once you get those first few rental homes in your portfolio… Almost inevitably, your[...]
April 22, 2014 by Dymphna
The Reno/Demo Dilemma
It’s a question that the real estate investor asks himself often… “What’s the best way to make money out this[...]
March 25, 2014 by Dymphna
How To Walk INTO A Deal
Last time I talked about when to walk away from a deal… There are many more reasons to do so[...]
March 18, 2014 by Dymphna
When To Walk Away From A Deal
As a real estate investor, finding the right property at the right price determines whether you make a profit on[...]
March 4, 2014 by Dymphna
Everything You Need To Succeed!
What fantastic Live Training Sessions we had last week with Real Estate Investar! The amount of information covered, I think[...]
March 3, 2014 by Dymphna
Avoiding Your Worst J.V. Partner
Have you just finished a 3-Day Boot Camp? Or maybe just you’ve completed an iLoveRealEstate.tv Seminar and now you’re keen[...]
February 28, 2014 by Dymphna
Look! It’s An Investor’s Market!
Depending on where you are, chances are good that the house for sale down the street will be bought by[...]
February 12, 2014 by Dymphna
Fire Yourself And Hire Experts!
It may sound a bit daft, but sometimes the worst person handling the details of your real estate career may[...]
February 6, 2014 by Dymphna
Where’s Your Growth Market?
Have you ever read the headline of a newspaper or on a website and find that the article is not[...]
January 21, 2014 by Dymphna
Stop Dreaming And Start Doing!
Have you put off taking a nice holiday this summer because you’re saving your money for your first investment property?[...]
January 16, 2014 by Dymphna
Real Estate Starts 2014 Red HOT!!
Well! After a few weeks of recharging my batteries, it’s great to be back at the real estate life again![...]
December 10, 2013 by Dymphna
It’s Not All About You – Thankfully!
You know what’s fantastic? Getting such a big response from such a “little” e-letter as the last one about Natalia[...]
November 21, 2013 by Dymphna
Turn Your Bad Debt Into GOOD Debt!
When it comes to positive cash flow properties, what should you do with your passive income? Now before you answer[...]
November 15, 2013 by Dymphna
Your Future Is In Your Hands!
Never doubt the power of an encouraging word…or a discouraging one. As any of my students will tell you, I’m[...]
October 24, 2013 by Dymphna
Strata-Gise BEFORE You Buy!
It’s happened again… A real estate student of mine joins my coaching after having put a tonne of money into[...]
October 17, 2013 by Dymphna
Get Back On Track and Succeed!
Now that we’re well into October, it’s a good time to review where you are with your real estate investment[...]
October 8, 2013 by Dymphna
Build Your Portfolio in Perth!
Sometimes, it not what you say but what you don’t say that gets people’s attention… Not too long ago I[...]
August 15, 2013 by Dymphna
Know Your Market BEFORE You Buy!
I guess I shouldn’t be too surprised by the attendance levels I’m seeing at every event… Certainly I expect strong[...]
August 13, 2013 by Dymphna
Rental Trends Mean EXTREME Income
Greetings from the road everyone! I’m just about through week number two of my Aussie tour and I’m so happy[...]
August 6, 2013 by Dymphna
My Aussie Tour: Success Begins NOW!
Well, after a month traveling around the U.K., I’m back home in Oz and I couldn’t be happier… Traveling around[...]
August 1, 2013 by Dymphna
Get Your Ticket To Success!
Hello everybody! Just one last note from the U.K. while I’m still here… It’s been a fantastic trip and a[...]
July 30, 2013 by Dymphna
Great Profits in Great Britain
Well, our 2013 U.K. tour is almost at an end. Not quite, but it’s getting there quickly. Hard to believe[...]
July 22, 2013 by Dymphna
Where is Dymphna?
If the title seems just a bit off the real estate track, well, you’re right! It is off the track…[...]
May 28, 2013 by Dymphna
Smart Subdivision Strategies
Today I want to talk about one of the smartest ways to increase the value of your property--that is, to[...]
May 14, 2013 by Dymphna
Performance Enhancement: Use RAS to Excel!
Today I want to return to our conversation on performance enhancement. I’ve talked about some wonderful performance enhancement techniques in[...]
May 9, 2013 by Dymphna
Get Into the Money Zone!
Today I want to talk about how you can take advantage of the many zoning changes that are happening in[...]
May 7, 2013 by Dymphna
Prepare Yourself for Tax-Savings!
Today I want to talk about something that is everyone’s favorite topic. Of course I’m talking about tax! You know[...]
April 16, 2013 by Dymphna
Deal Negotiation 101 Today I want to talk about the art and science of negotiation. Both are very important to know and master.[...]
April 11, 2013 by Dymphna
Your First Reno Project Is You!
In the past several letters to you, I’ve focused on areas within your own personal space, or just you, in[...]
March 21, 2013 by Dymphna
Get Ready for the Next Boom in Oz Last time we looked at the minimal impact that both Europe’s and America’s GFC problems have had on Australia. We[...]
March 21, 2013 by Dymphna
Last week’s comment winner is…. April's comment on Boomtown Investor Challenges April was able to add to the conversation, proposing a theory that the next[...]
March 12, 2013 by Dymphna
Boomtown Investor Challenges Boomtown Investor Challenges Where is the next place for growth that makes sense for investment? Which mining town will be[...]
March 6, 2013 by Dymphna
Cover your Assets! If you’ve ever heard me speak at a seminar or one of my boot camps, or even just taken a[...]
February 28, 2013 by Dymphna
Make Your Money Work Hard For You! Making your money work hard for you should start with your very first home. “Fair enough”, you say, but what[...]
February 20, 2013 by Dymphna
Open Yourself Up To Opportunity! I thought I'd take a moment to give you a quick I Love Real Estate market update on what's happening[...]
February 14, 2013 by Dymphna
Beware The Dream Stealers It's that time of the year again, where we reflect on all the things we love. I love my children.[...]
February 6, 2013 by Dymphna
Your Money Is Waiting–Now Go Get It! Today, there are fabulous buys happening right now in real estate in many parts of Australia, and all the signs[...]
January 29, 2013 by Dymphna
Should You Own Or Rent Your Home? I want to talk about a dilemma that so many people face in their real estate investing decision process. In[...]
January 24, 2013 by Dymphna
Maximize Profit Without Cost I want to talk about some very good news for real estate investors that too many just don’t take advantage[...]
January 21, 2013 by Dymphna
Where’s Your ‘Peg in the Sand’? Today I want to talk about some very real problems that many real estate investors face: What do you do[...]
October 17, 2012 by Dymphna
Thanks for your help! A couple of days ago I sent out a cry for help. Well, it wasn't actually a cry for help,[...]
October 11, 2012 by Dymphna
I need your help! I'm sitting here thinking, "What should I cover in my iLoveRealEstate podcast?" …and then I had this blind flash of[...]
August 2, 2012 by Dymphna
New Australian World Record!
Getting into the Olympic spirit and I'm happy to announce a new Australian world record.What am I talking about? It[...]