School of hard knocks now accepting enrolments…

Where would you raise $2,000 from if it was an emergency? Going broke hurts. I know from experience (divorce can do that pretty quickly). And it’s not really the money. Most people have the opportunity and enough time to rebuild their fortune again. There’s an emotional toll too. We live in a world where we […]

Why I’m relaxed about Aussie debt

Here’s some talking points next time someone throws that “highest household debt in the world” line at you… One of the themes doing the rounds at the moment is that Australian households have too much debt. This is the Achilles’ heel of Australian property. Aussie households are over-leveraged, and when things sour, they’ll be in […]

17 tax deductions you may not be taking full advantage of

You probably know that before I dedicated myself to property – in my former life – I was an accountant. So I have a built in automatic reaction now to sit up and take notice when it’s coming up to tax time. First of all, let me say that most people (including accountants) think in […]

A budget to annoy real investors

Investors keep taking hits as budget disappoints. Ok, a few people have been asking what I made of the budget. Here’s my thoughts: The Godot Surplus First up, overall, this budget looks like another piece of fiction – like every budget in the past ten years. We see the budget returning to surplus four years […]

Property Affordability: How Did House Prices Get So Expensive? [Part 2]

On Tuesday, I showed you that young people are actually not smooshed avocado eating hipster whingers. (Who would have thought?) I showed you some amazing charts that prove just how much harder the property market is for young people these days. (If you missed it, Part 1 in this series is here.) Before I can help […]